Trades Life Insurance Guides | Blue Collar Workers Covered

Accidental Death Insurance vs Life Insurance: Why AD&D Is Not a Plan

Blue Collar Workers Covered Editorial Team

Published on: 20/10/2026

Accidental death insurance vs life insurance: AD&D pays only on a covered accident, life insurance on death from any covered cause. Why free AD&D is not a plan.

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What Happens to Your Work Life Insurance When You Leave or Retire

Blue Collar Workers Covered Editorial Team

Published on: 20/10/2026

Life insurance through work usually ends on your last day or at month-end, COBRA does not cover it, and you have about 31 days to convert or port it.

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The Complete Guide to Life Insurance for Blue Collar Workers

Blue Collar Workers Covered Editorial Team

Published on: 20/10/2026

Life insurance for blue collar workers is priced on job duties, not titles. How each trade is rated, what work coverage really pays, and when IUL fits.

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